Best Mortgage Rates Kitchener

Best Mortgage Rates Kitchener

 

CBMR Special Mortgage Rates For Your Area --- Best & Lowest Mortgage Rates in Kitchener Area
+ No Admin Fee or Appraisal Fee charged up front for all mortgages from A-Type Lenders.
+ An application fee (lender's fee) may be charged by the B-Type Lenders. Usually it's 1% ~ 2.5% of total loan amount..
+ An application fee (lender's fee) will be charged by the C-Type Lenders. Usually it's 2% ~ 5% of total loan amount.
+ Applicants always must pay the application fee (1.5% ~ 4.0%) for commercial loan.
+ All fees charged are case by case upon the lenders' policies.

All rates published are REAL MORTGAGE rates, not Collateral Mortgage rates unless specific notes and are from A-Type Lenders.

Abbreviation for FeaturesAbbreviation for Holding & PrepayAbbreviation for TypesAbbreviation for Lender's Conditions
PT = PortableN = New MortgageFC = Fixed ClosedNR = No Rental
A = AssumableR = Refinance MortgageVC = Variable ClosedNW = No Switch
B = BreakableS = Switch MortgageVO = Variable OpenCL = Conventional Loan (DP>20%)
T = TransferableSTD = 120N/90R/60SCM = Collateral MortgageHR = High Ratio Loan (DP<20%)
ALL = PT,A,B,TD = Double PaymentNRF - No ReFinanceDP = Down Payment
P = Prime RateLTV = Loan / Property Value
1 Year Fixed Rates
Market LowestMy RatesTypesFeaturesHoldingPrepayAmortizationMin. LoanLender's Conditions
3.29%3.19%FCALLSTD15/155 ~ 30
2 Year Fixed Rates
Market LowestMy RatesTypesFeaturesHoldingPrepayAmortizationMin. LoanLender's Conditions
3.39%3.29%FCALLSTD15/155 ~ 30
3 Year Fixed & Variable Rates
Market LowestMy RatesTypesFeaturesHoldingPrepayAmortizationMin. LoanLender's Conditions
3.49%3.39%FCALL9015/1518 ~ 30>$200KNR, LTV>80%
3.54%3.44%FCALL9015/1518 ~ 30>$200KNR, LTV<70%
3.74%3.64%FCALL9015/1518 ~ 30>$200KNR, LTV>70% & <80%
P=Prime Rate
P-0.85P-0.95VCALL12015/1518 ~ 30>$200KNR, LTV>80%
P-0.80P-0.90VCALL12015/1518 ~ 30>$200KNR, LTV<70%
P-0.60P-0.70VCALL12015/1518 ~ 30>$300KNR, LTV>70% & <80%
4 Year Fixed Rates
Market LowestMy RatesTypesFeaturesHoldingPrepayAmortizationMin. LoanLender's Conditions
3.59%3.54%FCALL12015/1518 ~ 30NR,
5 Year Fixed & Variable Rates
Market LowestMy RatesTypesFeaturesHoldingPrepayAmortizationMin. LoanLender's Conditions
3.64%3.54%FCALL12015/1518 ~ 30>$200KNR, LTV>80%
3.64%3.54%FCALL12015/1518 ~ 30>$200KNR, LTV<70%
3.89%3.79%FCALL12015/1518 ~ 30>$200KNR, LTV>70% & <80%
P=Prime Rate
P-0.90P-1.00VCALL12015/1518 ~ 30>$200KNR, LTV>80%
P-0.65P-0.75VCALL12015/1518 ~ 30>$300KNR, LTV>70% & < 80%
P-0.90P-1.00VCALL12015/1518 ~ 30>$200KNR, LTV<70%
7 & 10 Year Fixed Rates
Market LowestMy RatesTypesFeaturesHoldingPrepayAmortizationMin. LoanLender's Conditions
7 Years
3.89%3.88%FCALLSTD15/155 ~ 30
10 Years
4.44%4.44%FCALL9015/1518 ~ 30NR, LTV>80% or <70%
4.24%4.24%FCALL9015/1518 ~ 30NR, LTV<80% & >70%
Secured Line Of Credit
Market LowestMy RatesTypesFeaturesHoldingPrepayAmortizationMin. LoanLender's Conditions
P+0.80P+0.50LOCALLAny> $100K
P=Prime Rate
5 Year Commercial Fixed & Variable Rates
Market LowestMy RatesTypesFeaturesLocationPrepayAmortizationMin. LoanLoan To Value
6.50%5.95%VCALLGTA15/155 ~ 30> $200K35%
6.50%5.95%FCALLOntario15/155 ~ 30>$150K35%
Abbreviation for FeaturesAbbreviation for Holding & PrepayAbbreviation for TypesAbbreviation for Lender's Conditions
PT = PortableN = New MortgageFC = Fixed ClosedNR = No Rental
A = AssumableR = Refinance MortgageVC = Variable ClosedNW = No Switch
B = BreakableS = Switch MortgageVO = Variable OpenCL = Conventional Loan (DP>20%)
T = TransferableSTD = 120N/90R/60SCM = Collateral MortgageHR = High Ratio Loan (DP<20%)
ALL = PT,A,B,TD = Double PaymentNRF - No ReFinanceDP = Down Payment
P = Prime RateLTV = Loan / Property Value